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Social Security Benefits

Are you a survivor of someone who was receiving Social Security benefits? If so, you or another family member may qualify for monthly survivors benefits. As the survivor, if you are the spouse, child or parent of someone who has worked long enough under the Social Security Administration you may qualify to receive certain benefits.

What are Social Security Death Benefits?

Social Security Death Benefits are paid to widows, widowers, and dependents of a deceased eligible worker. This benefit, meant to assist with a family’s financial burden of losing the lost loved one’s income, is particularly important for young families with children.

Monthly benefit amounts are based on the earnings of the person who died. The more they paid into Social Security, the higher your benefits would be. This amount is a percentage of the deceased’s basic Social Security benefit.

Additionally, a one-time lump-sum death payment of $255 can be paid to the surviving spouse if he or she is living with the deceased; or if living apart, was receiving certain Social Security benefits on the deceased’s record. When there is no surviving spouse, the payment is made to a child who is eligible for benefits.

Who Qualifies for Benefits?

  • A widow or widower age 60 or older

  • A surviving divorced spouse, under certain circumstances

  • A widow or widower at any age who is caring for the deceased’s child

  • who is under age 16 or disabled and receiving child’s benefits

  • An unmarried child of the deceased who is one of the following:

  • Younger than age 18 (up to age 19 if he or she is a full-time student in an elementary or secondary school).

  • Age 18 or older with a disability that began before age 22.

What Steps Should Survivor’s Take?

In most cases, the funeral home will report the person’s death, however, if not, a surviving family member should notify the Social Security Administration as soon as possible following the date of death. Deaths cannot be reported online, and benefits can not be applied for online.

How Do I Contact the Social Security Administration?

If you need to report a death or apply for benefits, or have questions about qualifying to receive survivor’s benefits, call 1-800-772-1213.

Additional information is available online at

Mary and Frank Navetta

June 10, 2020

On behalf of our entire family we would like to say thank you for the wonderful funeral service you provided for our brother. From the initial planning meeting, casket selection, visitation, and Rosary to the Mass and burial in Tyler everything went so smoothly.

There was a great combination of attention to detail and sincere kindness throughout the process. Additionally, we never felt pressured in any way. We can wholeheartedly recommend Lowe Funeral Home for your funeral needs.

Cynthia Yelinek

November 7, 2017

They are the best. So friendly and welcoming. They make you feel like family.

Regina Middleton

November 7, 2017

The staff here has helped us with several family losses, and with pre-burial planning (which I highly recommend for everyone). They are always sincerely sympathetic and compassionate to the needs of everyone who comes to them. They have also been extremely helpful and compassionate with our family members whose finances were very limited. There was no pushing upgrades where they were not wanted, or were just out of budget.

Carla Ussery-Champion

September 19, 2017

Everyone is so kind and understanding. They help you make decisions at a difficult time. I would never consider using anyone else.

June Blackburn

March 22, 2017

This is the most caring and awesome Funeral Home ever. I have planned a few funerals and none of them have even come close to the service and care that we rec'd in planning my Aunt's services at Lowe's. So accommodating and gracious. Heather, Earnest, and the staff were amazing. They did a beautiful job on the makeup and you could not even tell what she had been through. I could not be more pleased. And I thank them for their special efforts for a grand send off for my Aunt.